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| Source: Finng Daily |
The Federal Competition and Consumer Protection Commission (FCCPC) has released 2026 list of approved and licesed online loan apps in Nigeria. The list is released for the purpose of clarity and ensure that only approved and licensed digital lenders are operating in the country's fintech ecosystem. To back this up, the Commission also released the 2026 list of blacklisted loan apps in Nigeria.
According to FCCPC, over 400 online loan apps have been approved to operate in 2026 and 45 loan apps have been blacklisted and delisted. The Commission said this move is part of its ongoing efforts to regulate the digital lending industry and protect consumers from unlicensed loan shark operators that engage in unethical practices.
| Full List of 400 Approved Loan Apps in Nigeria |
|---|
| 1. Arve Limited |
| 2. NairaBox App |
| 3. Pivo Technology Limited |
| 4. CashLion |
| 5. Red Planet Nigeria Limited |
| 6. Sycamore Integrated Solutions Limited |
| 7. AceCredit |
| 8. Carbon Microfinance Bank Limited |
| 9. NCredit |
| 10. Blue Ridge Microfinance Bank Limited |
| 11. LCash |
| 12. QuickCheck App |
| 13. Rockit Lenders Nig. Ltd |
| 14. Best Cash |
| 15. IroRun Web |
| 16. TrueNaira |
| 17. Umba Digital Solutions Limited |
| 18. Okilo Loan |
| 19. Applink Capital Nigeria Limited |
| 20. PaydayHub Online Nigeria Limited |
| 21. AirMoni |
| 22. Snappy Credit |
| 23. Giasun Technology Nigeria Limited |
| 24. Iustus |
| 25. AceLoan |
| 26. Aladdin Digital App |
| 27. Moni Africa App |
| 28. LetsGo App |
| 29. PayFi App |
| 30. Umba Mobile |
| 31. HiFund App |
| 32. Crimson App |
| 33. MoneyHub |
| 34. Creditville App |
| 35. CashHop |
| 36. ProCash |
| 37. LionCash |
| 38. DotBank App |
| 39. Grola Tech Credit Limited |
| 40. NCash |
| 41. FlashCredit |
| 42. RapidLoans |
| 43. Allawée App |
| 44. NairaGo App |
| 45. Fast Point Integrated Limited |
| 46. 9Credit |
| 47. CashPulse |
| 48. IroRun Technologies Limited |
| 49. SwiftNaira |
| 50. BGLoan |
| 51. Trade Lenda Com Limited |
| 52. EasyKash |
| 53. HiKash |
| 54. Zuvy Technologies Limited |
| 55. EasyFund |
| 56. Renmoney Microfinance Bank |
| 57. RushCredit App |
| 58. Letshego Microfinance Bank Limited |
| 59. Paylater Hub Limited |
| 60. CashOwomi |
| 61. FastCent |
| 62. Aladdin Scheme Limited |
| 63. FlyCash |
| 64. Red Harbour Fintech Limited |
| 65. CayCredit |
| 66. RapidAlart |
| 67. PocketFuel App |
| 68. iMoney App |
| 69. Branch Mobile App |
| 70. P2Vest App |
| 71. FitLoan |
| 72. MoneySpace |
| 73. Swifund App |
| 74. OYesCredit App |
| 75. CashAdvance App |
| 76. Care Finance |
| 77. SwiftKash |
| 78. WinLoan App |
| 79. CreditGo |
| 80. TractionApp |
| 81. 9Money |
| 82. Pivo App |
| 83. FlashAlart |
| 84. Kashout |
| 85. Pennee App |
| 86. Adashe App |
| 87. NextPayday App |
| 88. OxLoan Pro App |
| 89. LairaPlus |
| 90. MyCashier Mobile |
| 91. Fast Point Web |
| 92. ShopTopUp App |
| 93. Pennee Technologies Ltd |
| 94. Vkash |
| 95. Red Harbour App |
| 96. Menacred App |
| 97. Csense App |
| 98. CashRun |
| 99. MintCredit |
| 100. CreditNow |
| 101. PlentyCash |
| 102. Lifeline |
| 103. SteadyKash |
| 104. Trivista App |
| 105. HappiMoni |
| 106. VibeCredit |
| 107. SecuCash |
| 108. NMoney |
| 109. Umba Web |
| 110. Fluna App |
| 111. Provest App |
| 112. TopChance |
| 113. GoGetCredit |
| 114. LilyCash |
| 115. Constant Cash |
| 116. Lite Cash |
| 117. Floatr App |
| 118. Oxymon App |
| 119. NewLending App |
| 120. YesCredit App |
| 121. Tiger Credit |
| 122. KKCash |
| 123. ZCash |
| 124. Koins by Primera |
| 125. Go Loan App |
| 126. Tap Cash |
| 127. Credit Pocket |
| 128. C Loan |
| 129. Credible Loan |
| 130. Omafin App |
| 131. Credit Wallet App |
| 132. iCredit App |
| 133. BlackCopper App |
| 134. Monee App |
| 135. Payday Loan App |
| 136. Float-Cash App |
| 137. FairMoney App |
| 138. OkiLoCash |
| 139. LumosLoan |
| 140. QCash |
| 141. My Cash |
| 142. HCash |
| 143. LibertyCred App |
| 144. Money in Minutes App |
| 145. Urgent10k App |
| 146. E4Moni App |
| 147. NowCredit |
| 148. CorrectLoan |
| 149. PalmCredit Plus |
| 150. PapKash |
| 151. NewCash |
| 152. AliKash |
| 153. DohCash |
| 154. YohCash |
| 155. RealCredit |
| 156. SharpCredit |
| 157. NairaBox |
| 158. Kash Loan |
| 159. Credit Loan |
| 160. NairaLoan |
| 161. HaloWallet App |
| 162. PonyCash |
| 163. WayaCredit |
| 164. TradeCredit |
| 165. VoiceMoney |
| 166. NewCredit |
| 167. MenoFund App |
| 168. Okash |
| 169. EaseMoni |
| 170. Rapaid Africa App |
| 171. Easy Money Loan |
| 172. UShine Cash App |
| 173. MoneyTree App |
| 174. CashBus App |
| 175. RoyalCredit |
| 176. NiceCredit |
| 177. IK Credit |
| 178. Warm Lending |
| 179. Pasa |
| 180. Bonzer Loan |
| 181. Pase Club |
| 182. TwaleLoan App |
| 183. SomeMoni App |
| 184. LoanNaira |
| 185. AjeLoan |
| 186. Boost Lending |
| 187. Aje Homes |
| 188. LendNow |
| 189. Penaid.ng |
| 190. Hometown App |
| 191. TLoan |
| 192. NiceNaira |
| 193. TCredit |
| 194. PalmCash |
| 195. GreenCredit |
| 196. LendMe App |
| 197. WeKash App |
| 198. Regxta App |
| 199. Shara App |
| 200. InstantCred App |
| 201. StarCredit App |
| 202. HCWallet |
| 203. Prime Pay |
| 204. IntsWallet |
| 205. Aella App |
| 206. MintBag App |
| 207. KwikPay Credit App |
| 208. Value Credit App |
| 209. Kiowope App |
| 210. KashPal |
| 211. MiniCredit |
| 212. NairaNow |
| 213. MoreCash |
| 214. Rockit |
| 215. Flexi Cash |
| 216. PayHippo App |
| 217. GoCash App |
| 218. Galaxy Credit App |
| 219. Veend App |
| 220. UnlockCash |
| 221. SunQuota |
| 222. Massive Card |
| 223. RubiMoni App |
| 224. CreditFast App |
| 225. Ultra Cash |
| 226. Ultra Naira |
| 227. GetCredit App |
| 228. Bank One |
| 229. CBSL Credit |
| 230. PoCash App |
| 231. CredPal App |
| 232. CashPaddie |
| 233. PayNaira |
| 234. GboBLoan |
| 235. OneMoney |
| 236. FriMoni |
| 237. LendQuick App |
| 238. Trade Lenda Web App |
| 239. Top Credit |
| 240. Hi Credit |
| 241. A1 Credit App |
| 242. IroRun Mobile |
| 243. PayCredit App |
| 244. SuperMoney |
| 245. CreditLab |
| 246. MicroMoney App |
| 247. 1-Hour Loan App |
| 248. DoCredit |
| 249. Apex Loan App |
| 250. Ok Cash |
| 251. Pearl Cash |
| 252. Web Portal |
| 253. UC Salary Loan |
| 254. KashNow |
| 255. Renners App |
| 256. Zuvy.co |
| 257. LuckyLoan |
| 258. OneCash |
| 259. RiteCash |
| 260. OmegaLoan |
| 261. Flame Loan |
| 262. VybeCash App |
| 263. BimzuKash App |
| 264. DynamiqueIOS |
| 265. BankBook.cloud |
| 266. RexAfrica App |
| 267. Vidus Loan |
| 268. Early Loan |
| 269. CreditClan Tech Limited |
| 270. Acetech Finance Limited |
| 271. NextPayday Limited |
| 272. Kobogo Nigeria Limited |
| 273. Singularity Technology Nigeria Limited |
| 274. OTP Internet Technology |
| 275. Altracred Finance Investment Limited |
| 276. Red Harbour Fintech Limited |
| 277. Menacred Company Limited |
| 278. Crevance Credit Limited |
| 279. Csense Limited |
| 280. Supreme Help Co-operative Society Limited |
| 281. Flowood Lending Limited |
| 282. Fintrade Solutions Limited |
| 283. Trivista Capital Limited |
| 284. Commercemen Trading Co. Limited |
| 285. Instawave Internet Technology |
| 286. FinNew Fintech Limited |
| 287. Fluna Capital Limited |
| 288. Provest Limited |
| 289. Magnet Lending Limited |
| 290. Allawée Technologies Limited |
| 291. Dot Microfinance Bank Limited |
| 292. Maven Finance Limited |
| 293. Oxymon Solutions Limited |
| 294. Creditville Microfinance Bank Limited |
| 295. Neo-Link Technology Company Limited |
| 296. P2Vest Technology Limited |
| 297. YesCredit Company Limited |
| 298. Lantana Tech Limited |
| 299. Hollandale Nigeria Limited |
| 300. Primera Microfinance Bank |
| 301. Fineset Limited |
| 302. Kiredi Rock Company Ltd |
| 303. PocketFuel Finance Limited |
| 304. Creditech Technology Limited |
| 305. Omalend Service Limited |
| 306. Princeps Credit System Limited |
| 307. BestFin Nigeria Limited |
| 308. Fubri Century Company Limited |
| 309. BlackCopper Service Limited |
| 310. Doja Lemaire Global Limited |
| 311. Citygate Global Investment Limited |
| 312. SwipeBill Technologies Nigeria Limited |
| 313. FairMoney Microfinance Bank |
| 314. Lighting Finance Technology Nigeria Limited |
| 315. Windville Financials Nigeria Limited |
| 316. Liberty Assured Limited |
| 317. MIM Finance Company |
| 318. UGT Technologies Limited |
| 319. Passeco Technology Nigeria Limited |
| 320. MoblasPay Nigeria Limited |
| 321. Rank Capital Limited |
| 322. Tajow Investment Limited |
| 323. Orcom and Orcom Business Support Limited |
| 324. Afrowide Development Limited |
| 325. IBS Golden Investment Company Limited |
| 326. Hoil Investment Limited |
| 327. Glosh Tech Limited |
| 328. Clem Fresh Co. Ltd |
| 329. FezoTech Nigeria Limited |
| 330. Meno Finance Limited |
| 331. Tomx Credit Limited |
| 332. AfroFirst Mobile and Technology Company Limited |
| 333. EliteFin Nigeria Limited |
| 334. TA Prime Limited |
| 335. Newgry Limited |
| 336. Raceova Nigeria Limited |
| 337. PayFinancials Technology Services Limited |
| 338. Papichou Technology Limited |
| 339. GoHarvest International Limited |
| 340. SkitLone Nigeria Limited |
| 341. New Credage Nigeria Limited |
| 342. RubyStar Global Limited |
| 343. Ted Rocket Limited |
| 344. Penaid Limited |
| 345. Hometown Fintech Limited |
| 346. Be Resources Limited |
| 347. Mino Sparks Limited |
| 348. Regxta Global Services Limited |
| 349. Muska Tech Limited |
| 350. Shara Technology Management Nigeria Limited |
| 351. Dash Innovation Business Links West Africa Limited |
| 352. Steller Finance Company Limited |
| 353. Uni Technology Nigeria Limited |
| 354. UThinking Nigeria Limited |
| 355. Aella Financial Solutions Limited |
| 356. Phoenix Payment Solution Limited |
| 357. Trafalgar Association Limited |
| 358. Value Driver Technology Solution Ltd |
| 359. Kiowope Capital Ltd |
| 360. Keenest Tech Service Ltd |
| 361. PayHippo Ltd |
| 362. Prosperity Archipelago Ltd |
| 363. Yegon Tech Ltd |
| 364. VeendHQ Limited |
| 365. Crossroad E-Payment Systems Limited |
| 366. HighCredit Nigeria Limited |
| 367. JM Rubinus Limited |
| 368. FintCred Innovations Limited |
| 369. AfroSay Fintech Limited |
| 370. CornerBlocks Services Limited |
| 371. Trust Cen. Limited |
| 372. CredNet Technologies Limited |
| 373. Cash Advance Limited |
| 374. LendVisery Services Limited |
| 375. A1 Capital Solution Limited |
| 376. IroRun Technologies Limited |
| 377. PayCredit Limited |
| 378. CWH Success Nigeria Limited |
| 379. Micro-Cash Nig. Limited |
| 380. Caelum Technologies Limited |
| 381. Dover Credit Limited |
| 382. Apex Lending Limited |
| 383. RageKay Global Investment Limited |
| 384. CreditWave Finance Limited |
| 385. UCPlus Advance Limited |
| 386. Renners Investment Limited |
| 387. EasyCheck Finance Investment Limited |
| 388. Topmost Fintech Limited |
| 389. Revent Global Finance Limited |
| 390. Bimzu Limited |
| 391. Dynamique Credit System Limited |
| 392. RexCredit Limited |
| 393. Fast Point Web |
| 394. Vkash |
| 395. Red Harbour App |
| 396. Menacred App |
| 397. Csense App |
| 398. CashRun |
| 399. MintCredit |
| 400. CreditNow |
NCCPC said that the above listed loan apps are lending apps and companies that had successfully met its compliance requirements. Notably, FCCPC regulations require all digital lenders operating through app-based, online/web, or non-traditional channels to register with the Commission and comply fully with its consumer protection rules, otherwise, they'll be barred.
